Preheat oven to 375 degrees.
Cook rice according to package directions in rice cooker (or stovetop).
Wash the bell peppers, then remove the tops, seeds, and membranes. You may have to remove part of the bottom so the pepper stands up straight, being careful not to cut a hole in the bottom.
Place peppers, cut side up, in a loaf pan.
Heat oil in a medium skillet over medium heat.
Add garlic, onion, and jalapeno. Cook for 5 minutes over medium heat, stirring frequently, until onion is translucent.
Add rice, black beans, tomato, cilantro, cumin, and chili powder. Continue to cook while stirring for another 3-4 minutes. Remove from heat.
Divide the rice and bean filling between the peppers.
Pour ¼ cup water in the bottom of the loaf pan. Cover the pan with foil and bake for 30 minutes.
After 30 minutes, check that the peppers are getting tender. Remove foil and bake an additional 15 minutes.
MicroPlane fresh parmesan cheese over the top of the peppers and serve warm.